Assumed win-rate lift if disputes use verified POD
Hypothesis for modeling — not a Plica product KPI. Forensic check strengthens evidence; dispute workflow (e.g. chargeback assistant) still owns the win.+30 pts
+0+60 pts
Monthly rental contracts / documents500
2010,000
Share requiring full manual review today100%
10%100%
Avg. review time per document (minutes)9
130
Fully-loaded reviewer cost / hour$22
$8$80
Share clear enough to skip full manual review after triage
Clear / approve path only — hits still go to HITL. Not auto-deny.55%
0%90%
Assumed undetected-fraud rate (among all docs)0.60%
0.05%3%
Avg. loss per undetected forged contract$1,800
$200$15,000
Monthly identity / document checks15,000
500500,000
Share flagged for manual review today18%
1%80%
Cost per manual review$4.50
$0.50$40
Reduction in flagged volume from triage35%
0%70%
Estimated fraud slip-through rate0.40%
0.01%3%
Avg. loss per fraudulent onboarding$3,200
$200$50,000
Exposure reportCASE / PLICA-EXP
Estimated monthly exposure
$0
on current inputs
Illustrative recovery
These numbers are yours to set, not ours to promise.
Every input above is an assumption you control — including win-rate lift, clear-path share, and fraud rates.
Defaults lean on public industry commentary (e.g. low baseline dispute win rates in third-party delivery), not a guarantee for your operation.
Plica verifies file authenticity; dispute submission and adverse decisions stay with you (or your chargeback workflow).
Treat this as a starting conversation, not a forecast. Operational thresholds need 20–30 confirmed cases from your workflow — this model does not set them.
Labelled outcomes (clear / hit / known fraud) — enough for a meaningful threshold calibration, not just a demo run. We return a forensic summary per file; you decide if the verdicts match your ground truth.